Title Insurance

How to Do a Title Search in Eagle, Idaho

By TitleThrive Editorial

Updated March 16, 2026

6 min read

Quick Answer

A title search in Eagle examines Ada County Recorder records to verify ownership and identify any liens or defects. Eagle shares Ada County's nine-company title market with rates of $3.00 to $3.50 per $1,000 per Idaho DOI filed rates. Search cost is included in the escrow fee. Standalone: $150 to $400.

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Title Searches in Eagle

Eagle property records are maintained by the Ada County Recorder alongside Boise and Meridian records. Title companies examine the full ownership chain, mortgages, liens, tax records, court judgments, and easements.

What’s Examined

Deeds, mortgages/deeds of trust, property taxes (Ada County Treasurer), court judgments, easements, HOA covenants, mechanic’s liens. All recorded per Idaho Code § 31-3205 ($15 deeds, $45 mortgages).

Cost and Timeline

Standard: 3 to 5 business days. Included in the escrow fee — $3.00 to $3.50/thousand in Ada County per Idaho DOI 2025 Filed Rates. Standalone: $150 to $400.

Eagle-Specific Considerations

Eagle properties tend to include larger lots, acreage, and rural-residential parcels. These may require more extensive title searches — examining additional easements (irrigation rights, access roads), checking for mineral rights reservations, and verifying subdivision plat records. More complex searches may take closer to 5-7 business days.

Resolving Issues

Findings appear in the preliminary title report. Common: outstanding mortgages, tax liens, easement disputes, unreleased prior liens. Resolution required before closing and title insurance issuance.

Fact-checked by TitleThrive Editorial

Sources & Citations
  1. Idaho Department of Insurance — 2025 Filed Short Term Escrow Rates, Ada County
  2. Idaho Code § 31-3205 — County Recording Fees

Rates and fees referenced in this article are based on data filed with the applicable state department of insurance. Filed rates are subject to change. This content is for educational purposes and does not constitute a title insurance quote, legal advice, or financial advice. Contact a licensed title company for current rates specific to your transaction. Learn about our editorial standards.

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Frequently Asked Questions

Are Eagle title searches more complex than Boise?

Sometimes — Eagle has more large-lot and acreage properties that may involve additional easement research, mineral rights, and rural access issues. The same Ada County records are searched, but the scope may be broader.

Where are Eagle property records?

Ada County Recorder — same office as Boise and Meridian. Recording fees: $15 deeds, $45 mortgages per Idaho Code § 31-3205.

How much is a title search in Eagle?

Included in the escrow fee ($3.00 to $3.50/thousand in Ada County per Idaho DOI filed rates). Standalone: $150 to $400.

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